Coverage for your lifestyle
WE GET HOME INSURANCE RIGHT
Whether you own a house or a condominium, or rent a dwelling, home insurance financially protects you and your belongings from dangers and damage like fire, wind, hail, theft, water, natural disasters, and vandalism. Depending on the type of dwelling, loss, property, and other factors, you can customize your home insurance coverages to fit your unique needs.
When deciding how much and what type of home insurance coverage you need, there are many factors to consider. Do I own the property or rent? Do I still have a mortgage on the home?
Click below for our fast and simple form allowing you to request custom pricing for your scenario.
Let’s Look at the Basics
protects the home you own and its contents—inside and out.
protects the belongings of non-homeowners renting a property. The coverage includes damage or loss to belongings from break-ins, natural disasters, vandalism, and other events beyond your control. Remember, even though your landlord has home insurance on the property, your personal items are not covered.
Common types of home insurance coverage include:
- Dwelling: the physical structure of your home
- Other structures: detached structures like garage, pool, driveway, fence, etc.
- Personal property: furniture, clothing, electronics, kitchenware, etc.
- Personal liability: covers legal expenses from a personal injury, dog bite, etc.
- Medical payments: minor medical expenses on a non-resident.
- Loss of use: temporary lodging and eating if house is unlivable.
At LRG, we competitively research and shop your risk across all our carriers so you have multiple policies to consider. Think of us as your home insurance mentor. We’ll help you find what you need—and what you don’t.
Our local, independent agents are your best resource for finding the right home insurance coverage. They can provide you with multiple quotes to compare from the industry’s most trusted carriers—all in the convenience of your own home!
Looking for additional coverage options? We have choices for almost any scenario – explore more personal lines here >>
“Adam is extremely attentive. He always got back to me in a very timely way and made sure my concerns were addressed. I highly recommend him!“
– Alexandra L.
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200 Barr Harbor Dr, Suite 400
Conshohoken, PA 19428
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